Documents Required to Obtain a Loan
Most of the documents that are required to obtain a loan are listed below. The combination of documents required will vary based on the amount, type, and terms of the specific loan product.
- Loan application and identity
- Loan application form and letter • Identity card
- Proof of income or employment
- Marital status (certificate of marital status)
- Collateral ownership document
- Trade/business license
- Tax identification number
- Value-added tax identification number
- Investment license
- Principal registration certificate
- Financial statement → Audited financial statements → Projected financial statements
- Business plan → Feasibility study → Brief company profile
- List of facilities (factory, building, store, shop, vehicles, machines, etc.)
- History and nature of the business
- Loan account statement with other banks
- List of stock, debtors, and creditors, and breakdown of other significant figures
- Ownership certificates or rent contracts of properties
- Memorandum and article of association
- Contracts at hand and construction projects completed
- Machinery invoice – purchased and to be purchased
- Tax clearance certificate.