Launched in September 2012, the founders of Umati Capital firmly believe that access to capital for small-to-medium sized businesses across Africa should be guided by transparent access to information. Umati Capital is a non-bank financial institution focused on the provision of credit and related payment technologies. Umati Capital is revolutionising access to finance through the consistent and innovative use of technology. It's core business includes agri-business supply chains, retailer value chains and fast moving consumer goods manufacturers. Umati Capital builds its own technology allowing it to provide branchless financial services to small scale suppliers, trading companies and industrial processors.